
Current filter:
Find out what your rights and constraints are if your property has a cross-lease title.
Many properties in Napier have a cross-lease title. It's important to know what your rights and constraints are with this kind of title.
Cross-lease (flats or household units) ownership involves a part but undivided share in the freehold title, along with a lease over a particular dwelling.
For example - if you buy a flat in a five-flat development that is on a cross-lease, you will become the registered owner of:
When you have an interest in a cross-lease property, you and your neighbours own all of the land.
This means that while you will each have a separate lease for your house or flat you have shared ownership of the entire site.
The lease may also specify exclusive use areas for each dwelling and other restrictions, e.g. colours that the house exterior can be painted.
If you are planning any work that relates to the common property, e.g. driveways or drainage, then you and your neighbours need to agree on the work to be carried out, before the project starts.
If you plan to renovate or alter your house, you may need to get permission from your neighbours (including other lease holders), depending on the terms of your lease and what you plan to do. If your work involves extending your building, or adding structures you will most likely need:
Disclaimers and Copyright
While every endeavour has been taken by the Napier City Council to ensure that the information on this website is
accurate and up to date, Napier City Council shall not be liable for any loss suffered through the use, directly or indirectly, of information on this website. Information contained has been assembled in good faith.
Some of the information available in this site is from the New Zealand Public domain and supplied by relevant
government agencies. Napier City Council cannot accept any liability for its accuracy or content.
Portions of the information and material on this site, including data, pages, documents, online
graphics and images are protected by copyright, unless specifically notified to the contrary. Externally sourced
information or material is copyright to the respective provider.
© Napier City Council - www.napier.govt.nz / +64 6 835 7579 / info@napier.govt.nz